May 1, 2024
Yes, eligible permanent members who are a currently approved LTD claimant or a new LTD claimant who is approved for LTD benefits after transition into the ELHT program who were participating in health and/or dental benefits prior to becoming disabled are eligible to continue their coverage. For eligible permanent members on an approved LTD leave, the ELHT will cover the cost of benefits premiums at the same level of premium that the member was paying as an active member (i.e. 6% for a 1.0 FTE member, and pro-rated for less than 1.0 FTE members) for the earlier of the first 24 months of the claim or until the member’s LTD claim is closed. If the LTD leave continues beyond 24 months, a member may continue coverage on a 100% member paid basis.
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