If I was disabled as of the transition date, am I eligible for health and dental benefits through the OSSTF Benefits Plan?

May 1, 2024

If you were participating in the health and/or dental benefits as of the transition date, you are eligible for the continuation of benefits. Standard eligibility rules in the OSSTF Benefits Plan for the first 24 months of an LTD claim includes:

• Members are eligible for the same level of benefits funding as an active member (i.e. a 1.0 FTE disabled member would be responsible for 6% of the health and dental premium).
• Member contribution for disabled members with less than 1.0 FTE is pro-rated.
• After the first 24 months, eligible members can choose to continue benefits coverage (premiums are 100% member-paid).
• Standard termination rules apply (i.e. benefits would terminate at retirement).

If you are a disabled member who did not participate in the health and/or dental benefits prior to the start date of your LTD claim, you will not be eligible for enrolment in these benefits until you have actively returned to work.

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The information in this document is provided by OSSTF Benefits for general information only. OSSTF Benefits endeavours to have all information current and accurate. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information included. All information is subject to change without notice.

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