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How will my claim be paid?

October 2, 2025

Answer:

Once your claim has been received, it may take 5-7 business days to process.

Your claims reimbursement will be deposited directly into your bank account or a cheque will be mailed to you. To sign up for direct deposit

  1. After logging in to My Member Account, click on your Group Benefits plan.
  2. Click Update my banking information for claims payments.

For coverage related eligibility, log into your member account on OTIP plan member’s site, select Benefits Booklet (plan details) from under the My Library drop down menu. As outlined in your benefits booklet, reasonable and customary limitations, maximums, coinsurance, and deductibles will affect the amount that is paid back to you.

If you and your eligible dependents are covered under more than one benefits plan, co-ordination of benefits can help you. Linking these plans together, helps to ensure that you receive the correct amount of money back on your health and dental claims according to the provisions outlined in each plan.

NOTE: If you have single coverage, co-ordination of benefits does not apply to you.
Questions? Contact OTIP Benefits Services at 1-866-783-6847.


The information in this document is provided by OSSTF Benefits for general information only. OSSTF Benefits endeavours to have all information current and accurate. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information included. All information is subject to change without notice.


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