Help protect your benefits

Help protect your benefits

December 3, 2018

As we approach the end of the year, please be mindful of some service providers’ marketing campaign to ‘use it or lose it’. These campaigns are designed to serve the providers who promote them, however using benefits that are not medically necessary does not serve to protect the overall health of your plan. Benefits like […]

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Are you eligible for the Prior Authorization Program?

December 3, 2018

Your benefits plan is designed to provide you and your family with financial protection for a variety of medical expenses, including prescription drugs. The Prior Authorization Program helps to manage drug costs while continuing to provide you with access to appropriate drug therapy. The program validates that the drug is prescribed for its intended use […]

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What is mandatory generic substitution?

December 3, 2018

To help manage the costs associated with prescription drugs, the OSSTF Benefits Plan includes mandatory generic substitution. With a mandatory generic drug plan, any prescribed drug cost cannot exceed the price of the lower cost alternative drug, which is typically a “generic” drug. If the drug you are prescribed is a “brand-name drug,” and there […]

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Are generics just as good as the brand-name drugs?

December 3, 2018

Myth: Brand-name drugs are safer and more effective than generic drugs. Fact: Generic drugs are every bit as safe and effective as brand-name drugs. In fact, they are equivalent to the brand version in dosage, safety, strength, quality, the way they work and the way they’re taken.   Brand-name and generic drugs have one important […]

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