December 3, 2018
In families with two working adults, it is common to have access to more than one health plan. There may be some overlap in the types of benefits and/or services they cover.
Co-ordination of benefits is how insurance companies co-ordinate benefits and claim payments when you have coverage under more than one group health plan. This procedure, set out by the Canadian Life and Health Insurance Association (CLHIA), establishes which plan pays first and how benefits are calculated when a person makes a claim to more than one group plan, either as a member or as a dependant (spouse or child).
How does co-ordination of benefits help you and your plan?
By co-ordinating your plans together:
Ready to co-ordinate your benefits plans?
For more information on co-ordination of benefits, you can check out:
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