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Skip to contentNovember 30, 2021
If you are going on a leave, here are things you need to know and do to update your OSSTF Benefits coverage.
Type of leave | What it means to you |
Statutory leaves (e.g. maternity/paternal leave) |
Your current benefits coverage and funding will be available to you based on the same arrangements as when you were actively at work prior to the leave.
Eligible Long-Term Occasional (LTO) Teachers and Long-Term Assignment (LTA) Education Workers are eligible for continued coverage and funding for the duration of their assignment or the end of the statutory leave, whichever comes first. Pre-authorized debits will be required for premium payments. |
Long term disability (LTD) | If you are on an approved LTD claim, your current benefits coverage and funding will be based on the same arrangements as when you were actively at work prior to the leave. If the approved LTD claim continues beyond 24 months, benefits may be continued on a 100% member paid basis.
You may be eligible for a waiver of life insurance premium. Pre-authorized debits will be required for premium payments. |
Non-statutory leaves (e.g. unpaid full/part-time leave, deferred leave, extended parental leave, unpaid sick leave and personal leave) |
While on an approved full-time unpaid non-statutory leave, you will be responsible for paying 100% of the monthly premium for benefits that you wish to maintain during the leave (e.g. Health, Dental, Basic Life and Basic Accidental Death and Dismemberment (AD&D) coverage). Premiums for members on a part-time leave are pro-rated.
If you are responsible for some or all the benefit costs, you will receive a communication from OTIP to complete your benefit selections within 3-4 weeks of the start of your leave. Premium deductions will be retroactive to the first day of the leave if you elect to maintain benefits. Pre-authorized debits will be required for premium payments. |
Your benefit costs
If you are on an approved non-statutory full-time leave | If you are on an approved non-statutory part-time leave
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Benefit costs include your Health, Dental, Basic Life*, Accidental Death and Dismemberment (AD&D)* and Optional Life coverage (if applicable).
*Basic Life and AD&D Benefit costs will be based on your pre-leave salary/coverage. For example: |
You pay for:
Health and Dental
Basic Life and AD&D Optional life (Member, Spousal, Child)
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Once OTIP is notified of the change in your employment status by your school board, the following will occur:
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Important notes:
Return to work
When you return to work, you will receive an email from OTIP within 3-4 weeks of your return. You will have 31 days from the date of the email to confirm your coverage without medical evidence. If you do not complete the actions listed in the email, coverage will be reinstated to the level of coverage you had prior to leave.
NOTE: Your first deduction may include retroactive premiums, depending on when your work status information was received and processed.
The information in this document is provided by OSSTF Benefits for general information only. OSSTF Benefits endeavours to have all information current and accurate. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information included. All information is subject to change without notice.
The information contained in this website is for general information purposes only. The information is provided by OSSTF Benefits and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. All information on this website is subject to change without notice.