Where premium deductions apply, are premiums being deducted from payroll? What if I’m on an unpaid leave?

May 1, 2024

Premium contributions for active members are standardly calculated by OTIP and provided to your employer/board for payroll deductions. View the illustration (173kB PDF).

Members who are in a 0.3 FTE position or less and who are enrolled in the OSSTF Benefits Plan will be billed directly by OTIP.

Members on a leave who elect to continue participation in the OSSTF Benefits Plan will be required to provide pre-authorized debit information and will be billed directly.

For newly eligible bargaining units whose members became eligible after the initial transition into the plan (i.e. benefits for the members of the newly eligible bargaining units after June 1, 2017) will be required to provide pre-authorized debit information and will be billed directly for the member portion of the premium.

Members on an approved leave who elect to continue participation in the OSSTF Benefits Plan will be required to provide pre-authorized debit information and will be billed directly.

For reference here are the current premium costs for teachers and for education workers.

Note:  These rates are subject to change at any time.  Most often rates change at renewal, which is scheduled for September 1^st of each year.

Members are encouraged to contact OTIP Benefits Services at 1-866-783-6847 for assistance during their leave election of benefits.

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The information in this document is provided by OSSTF Benefits for general information only. OSSTF Benefits endeavours to have all information current and accurate. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information included. All information is subject to change without notice.

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