If I am Laid-Off, How Does the Election of the Continuation of My Benefits Work?

May 1, 2024

Upon receiving notice of lay-off from the board, OTIP will suspend the benefits as of the lay-off date and send the member a benefits election where the member can elect to either continue benefits or have them suspended until return to active duties.

Members can elect participation in all of the benefits that they were covered for as active, or they can elect to participate in only one or more of the benefits.

If the member elects to continue benefits, the member will be asked for banking information, so that the monthly premium towards the benefits will be withdrawn directly from the member’s bank account.

The election for the continuation of benefits must be completed within 31 days of receiving the benefits election from OTIP.  If this 31 day deadline is missed benefits remain suspended.  If benefits are suspended, either due to the missed enrolment opportunity, or at the member’s specific election, they cannot be reinstated until the member returns to active duties.

For reference here are the current premium costs for teachers and for education workers.

Note:  These rates are subject to change at any time.  Most often rates change at renewal, which is scheduled for September 1^st of each year.

Members are encouraged to contact OTIP Benefits Services at 1-866-783-6847 for assistance during their lay-off election of benefits.

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The information in this document is provided by OSSTF Benefits for general information only. OSSTF Benefits endeavours to have all information current and accurate. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information included. All information is subject to change without notice.

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