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I have a permanent position that I take a personal leave from so that I can be active in a long term occasional (LTO) teaching position or a long term assignment (LTA) education worker position. What happens to my benefits?

May 1, 2024

When you are approved for a leave from your permanent position, you are eligible to continue all or some of the benefits that are available as an active member; but, on a 100% member paid basis.  When OTIP receives notification from your board of the approved personal leave, it will be loaded into the system and you will receive a leave election communication from OTIP.  You have 31 days from receipt of this communication to make your elections to continue all or some of the benefits.  The monthly premium amounts that will apply are indicated when you are making this election.  

Members on an approved leave who elect to continue participation in the OSSTF Benefits Plan will be required to provide pre-authorized debit information and authorization and will be billed directly.  

If at any point during the leave from your permanent position you commence an LTO or LTA position that meets the eligibility requirements of the OSSTF Benefits Plan for assignments that are 90 calendar days or longer, you will be eligible for funding towards the benefits for the duration of the LTO or LTA position.  The member contributions will be based on the full time equivalent (FTE) status of your LTO or LTA assignment.

When the board reports the eligible LTO or LTA position to OTIP, you will receive a benefits election opportunity by email.  You will have 31 days from the event effective date to make your elections for benefits without restrictions.  The coverage elections will remain in force for the duration of the assignment.  

Member contributions are illustrated here:  View the illustration (173kB PDF)

Your benefit eligibility for the LTO or LTA position will cease at the end of the assignment.  If you remain on leave from your permanent position, you will have the opportunity to continue benefits on a 100% member paid basis for the remainder of the leave period.  

Upon your return to active duties of your permanent position you will be eligible for reinstatement of your benefits if you did not continue them during the leave period.  It is important to note that you must return to active duties in order to be eligible for the reinstatement of benefits that were not continued during a leave period.


The information in this document is provided by OSSTF Benefits for general information only. OSSTF Benefits endeavours to have all information current and accurate. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information included. All information is subject to change without notice.


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