August 29, 2024
For active duties in a newly eligible position or an increase in FTE, the eligible member has 31 days from receiving the enrolment invite from OTIP to elect to participate in the health and/or dental benefits without late applicant restrictions. The enrolment invite will be sent to the member’s board email address, unless the member had previously indicated an alternate preferred email address on the OTIP Administration System. If a member does not elect to participate in the health and/or dental benefits within 31 days of receiving the invite for a newly eligible position or an increase in FTE, a new enrolment opportunity will not be available until there is a new Life/Work event. A Life/Work event includes an increase in FTE, a newly eligible dependent, a loss of spousal coverage, etc. New application would have to be made within 31 days of the Life/Work event. If this 31-day deadline is not met, the member’s future application for participation in the health and/or dental benefits would be processed as a late applicant. As a late applicant dental coverage is subject to a maximum of $200 for the first 12 months of coverage and health care coverage would only be implemented if evidence of insurability (statement of health) for the member and/or their dependents is submitted and approved. For members and/or dependents whose evidence of insurability is approved, the coverage would be implemented on the date of approval. For members and/or dependents whose evidence of insurability is declined health coverage will not be implemented.
If a member has selected health and/or dental coverage and their FTE decreases, they will receive an FTE decrease notice from OTIP. In this case, the member can elect to continue with their current Health and/or Dental benefit coverage or opt out of either or both. The decrease in the members FTE does not open a new enrolment opportunity.
If you have any questions, or require assistance in this regard, please contact Donna Morrison at donna.morrison@osstfbenefits.ca or Dayle Whittaker at dayle.whittaker@osstfbenefits.ca.
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